Growing as much food on as little land for as little money as possible

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Emergency Fund

Our first step towards becoming debt free is to build an emergency fund of at least £1000.

You might think that it would be better to just pay £1000 of your debts but it is the lack of an emergency fund that got us into debt in the first place.

Always having at least £1000 in cash stashed away means if the car breaks down or if one of the dogs has to go to the vets we will be able to cope and not have to borrow any money or not pay someone else.

Ultimately I would like to save 3 months wages but that will have to wait